Equote Life

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Helping Seniors Protect Their Future With Life Insurance & Retirement Income

Guaranteed Coverage, Simple Process, Trusted Local Agent

About EquoteLife and Why Use Us

Why Life Insurance is So Important

Most people think life insurance provides financial support for your family in exchange for premium payments. It does that — and so much more. Certain types of life insurance may help take care of you while you’re still living by helping to cover expenses and replace income. It can also be useful in planning for long-term financial goals that can help you live your best life.

Why Choose Us?

What You Need to Know About Life Insurance

Our Promise

Fast Process

100% online application.

Expert Advice

Agents available but optional.

Flexible Coverage

Plans from $20,000 to $2 million.

Money-Back Guarantee

30-day free look period.

Fully Independent

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Supportive Team

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Trusted Security

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Website Portal

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Years of Experience

Our Insurance Plans

Flexible and reliable coverage options tailored to your needs, ensuring financial security for you and your loved ones.

Term Life Insurance

 Affordable coverage for 10-30 years.

Whole Life & Final Expense

Lifetime coverage with guaranteed payouts.

Indexed Universal Life (IUL)

Cash value growth with flexible premiums.

Express Packages

No medical exams, no waiting period, approval in minutes.

Compare Insurance Plans

What Kind of Life Insurance Does EquoteLife Offer?

At EquoteLife, we offer Term and Permanent Life Insurance plans, including Whole Life, Final Expense, and IUL.
We work with top carriers like Mutual of Omaha, Ethos, and Ladder Life to match you with the right plan and benefits.
Each provider offers unique features, so your coverage and experience may vary based on the carrier you choose.

Insurance Type
Mutual of Omaha
Ethos
Ladder Life
Term Life Insurance
Yes
Yes
Yes
Whole Life Insurance
Yes
No
No
Final Expense Insurance
Yes
No
No
No Medical Exam
No
Yes
Yes
Instant Approval
No
Yes
Yes

Get Clear Answers to Your Insurance Questions

We’ve compiled the most common questions to help you understand our coverage options, application process, and benefits. Find the answers you need—quick and easy!

Get Clear Answers to Your Insurance Questions

Got questions about our insurance plans? We’ve compiled the most common inquiries to help you quickly understand your coverage, application process, and benefits. Find your answers here.

Our Clients Story

Pricing Plan

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For Family

Premium

For Everything

Standard

For Individual

Basic

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$99/Per Month

What’s Include

Quick and Easy Life Insurance Approval

EquoteLife made getting life insurance so easy! The process was quick, and I got approved without a medical exam. Highly recommend!

Sarah M.
Sarah M.

Small Business Owner

Affordable Coverage with Fast Results

Simple, fast, and affordable. I got the right coverage for my family in minutes. Couldn’t be happier!" Let me know if you'd like different job titles or any adjustments!

David R.
David R.

– Financial Analyst

Flexible Coverage for Peace of Mind

I love the flexible coverage options. The team was professional, and I felt confident in my choice. Great experience!

Jessica L.
Jessica L.

Marketing Manager

Call for 24/7 Helpline:

Get Your Life Insurance Quote

100% online — no medical exams required. Get approved in minutes!

EquoteLife Life Insurance Application

Our Partners

We partner with top-rated insurance carriers and providers such as Mutual of Omaha, Transamerica, Corebridge Financial, Gerber, and more to offer you the best coverage options tailored to your needs.

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